Benefits open enrollment is now open for your 2025 benefit elections. Open enrollment starts October 28, 2025, and will be available through Friday, November 15, 2025.
Instructions were sent to your Millard e-mail.
Each employee must submit open enrollment responses even if you are declining coverage or keeping the same coverage.
The button below includes premiums per paycheck for 2025.
The Resources button includes updates and changes for 2025.
Your Google Form will also include information to help you make your 2025 benefits decisions, such as District HSA contribution amounts. You can view the form without submitting or editing your response once complete until the open enrollment window is closed.
Need assistance: Troubleshooting tips and Health Plan comparisons for 2025 Benefits Open Enrollment can be found here.
Use the resource links below to access 2025 premiums per paycheck for Millard Public Schools employee benefits.
Administrator/Teacher/Nurse/Professional Technical Salaried
Part-time Teacher/Nurse/Professional Technical Salaried
10 Month Paraprofessionals/Food Services
12 Month Full-time Professional Technical Hourly / Custodial, Maintenance / Grounds / Food Service
12 Month Part-time Professional Technical Hourly / Custodial, Maintenance / Grounds
10 Month Full-time Professional Technical Hourly
10 Month Part-time Professional Technical Hourly
2025 Voluntary Supplemental Health Plan Benefit Premiums:
Administrator/Teacher/Nurse/Professional Technical Salaried
12 Month Professional Technical Hourly / Custodial, Maintenance / Grounds / 12 Month Food Service
10 Month Paraprofessionals/Food Services/Professional Technical Hourly
There are a few noteworthy changes for 2025:
- New for 2025 the District will be offering Voluntary Supplemental Health Benefits
- Accident
- Critical Illness
- Hospital Indemnity
- As Voluntary Plans, employees would pay 100% of the cost for these benefits..
- The deductible and maximum out of pocket limits have increased for the CHI and NHN Narrow Network Plans to $3,300 (individual) / $6,600 (family).
- The Copays for the Traditional PPO Plan are changing as follows:
- Increase Rx Copays on the PPO plan
- Generics: $40
- Brand Name: $100
- Brand Name (non-formulary): $150
- Specialty: $250
- Increase Diabetic Supply Copays on the PPO plan
- Retail - $25 / $110
- Mail Order - $62.50 / $275
- Increase Rx Copays on the PPO plan
- Adding CVS Pharmacy “True Accum” Program to the Broad Network HDHP, CHI HDHP, and NHN HDHP Plans
- With True Accum a member’s out of pocket costs are automatically adjusted so only true member cost share is applied toward the deductible or annual out of pocket maximum.
- CVS Virtual Care will be replacing Teladoc
- New Member ID Cards
- Because of the change to CVS Virtual Care, new ID cards will be issued. Member ID and Plan Information will remain the same.
Use the links below to access 2025 Benefits Open Enrollment information.
2025 Benefits Guide
This guide answers some of the basic questions you may have about your benefits.
Health Plan Comparison Chart
A one-page chart to compare the 4 health plans
Health Plan Comparison Tool
The plan comparison tool is intended to be used as a guide and to measure hypothetical savings. It is not intended to be used as advice. If you need advice for your specific situation, please consult with a qualified financial or tax advisor.
Decision-Making Process for Health Plans
A short walkthrough for deciding which health plan to choose for 2024
Find a Provider (NHN or the Broad Aetna Network)
Instructions to find a provider on each of the four health plan options.
Find a CHI In-Network Provider
2025 Open Enrollment Information
Summary of Benefits (SBCs)
NHN Narrow Network High Deductible Health Plan
CHI Narrow Network High Deductible Health Plan
Standard Broad Network High Deductible Health Plan
Traditional PPO Health Plan
Plan Summaries
NHN Narrow Network High Deductible Health Plan
CHI Narrow Network High Deductible Health Plan
Standard Broad Network High Deductible Health Plan
Traditional PPO Health Plan
Access your accounts for health, dental, and vision benefits
Aetna Voluntary Supplemental Health Benefits
Introductory Video on how Voluntary Supplemental Health Benefits can be right for you - Watch Now!
Learn more about these benefits! Presentation Slide Deck
Plan Summaries for all 3 Voluntary Supplemental Health Benefits:
Accident
Hospital Indemnity
Critical Illness
Plan Highlights: Aetna Supplemental Health Plans
Meritain Pharmacy Solutions
Retail 90 Program- Choice to fill a 90-day prescription through mail order or at a participating local retail pharmacy.
Slide Presentation indexed so you can view sections of interest.
2025 Slide Presentation without Audio
Slide Presentation with audio & an index so you can view sections of interest.
2025 Slide Presentation with Audio
- Open enrollment dates
- What's New & What's Staying the Same
- Supplemental Benefits
- Terms & Definitions
- Plan Option Comparison
- Medical FSA / Dependent Care FSA
- 2024 Health Plan Decisions & Plan Advantages
- HSA information & advantage
- CVS Virtual Care (Medical, Dermatology, Mental Health)
- Aetna Services to Assist You
- Millard Wellness Program
2025 IRS HSA Maximum Allowed
Single: $4,300
Family: $8,550
2025 IRS Maximum Allowed
Medical FSA: $3,300
Dependent Care Flex Spending Account: $5,000